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Apple Financial Services Commercial Credit (Leasing)

Apple’s wide range of innovative technology offerings — including hardware, software, and business services thru MacConsultants — keeps your company productive. But with today’s fast pace of change, staying current can be costly. That’s why Apple created AFS Commercial Credit, a comprehensive program that lets you use the latest equipment without the risks and capital outlay associated with technology ownership.

As an authorized Apple Reseller, MacConsultants offers this exclusive credit program from Apple for our business customers.

Total Financing Solution
The AFS Commercial Credit lease program allows businesses to finance from $1000 and up, for the acquisition of hardware, software, and services from MacConsultants. It’s a convenient, single source for a total technology financing solution...

AFS Commercial Credit leases can make acquiring equipment and services more cost effective and help your business become more profitable. Benefits of the AFS Commercial Credit program include:

Prompt approvals
Range of payment structures
Flexible terms
Bundled solution
Trade-in options
Experienced service

Technology Lease Solutions
AFS Commercial Credit offers several lease options so businesses can select the features that are right for them. Use our Decision Matrix below to determine what lease is best for your business.

Decision Matrix
 
Fair Market
Value Lease

10% Purchase
Option Lease

$1 Purchase
Option Lease
Technology strategy Our company demands the latest technology and wants the option to get new equipment every two or three years. Our company needs the option to replace the equipment every couple years, but we are concerned about the end of term price if we choose to purchase the equipment. Our company chooses to own the equipment, take advantage of the depreciation, and make low monthly payments.
End of term options   Return all the equipment to AFS and upgrade to the latest technology.
  Purchase the equipment at its then current fair market value.
  Extend the lease at a negotiated rate.
  Return all the equipment to AFS and upgrade to the latest technology.
  Purchase the equipment at 10% of the original equipment cost
  Extend the lease at a negotiated rate.
After all the payments are made, title to the equipment is yours.
Tax advantages The monthly lease payments may be fully deductible as an expense. Consult your financial or tax advisor. Generally, the equipment will qualify for standard depreciation as allowed by the Internal Revenue Service. Consult your financial or tax advisor. Generally, the equipment will qualify for standard depreciation as allowed by the Internal Revenue Service. Consult your financial or tax advisor.

*Lease Programs
  • FMV Lease: Maximum soft costs not to exceed 20% of lease amount. Lessee may purchase the equipment on an “all or none” basis at Renewal Rate.
  • 10% Buyout Option: Maximum soft costs not to exceed 20% of lease amount. At lease end, customer may purchase the equipment for 20% of original equipment cost or return it to the lessor.
  • $1 Buyout Lease: Treated as a conditional sale. At lease end, customer may purchase the equipment for $1 or return it to the lessor.
**Based on estimated lease payment on selected term and lease type with payments made in advance. Taxes and shipping not included. All transactions are subject to credit review and approval and the receipt of all required documents by Apple Financial Services. Minimum financing amount is $1,000.

All Apple Financial Services leases are subject to final approval of lease pricing, standard terms and conditions and credit. You may not consider this to be a final bid until AFS has provided a lease documentation package.
Additional Information
Have questions?
Give MacConsultants a call at 1-800-870-6880.



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